First PacTrust Bancorp, Inc. Overview

State:California
Country:United States
Industry:Commercial Banks
Description:
First PacTrust Bancorp, Inc. is a savings and loan holding company. The Company holds 100% interest in Pacific Trust Bank. The Company is a community-oriented financial institution offering a variety of financial services. The principal business consists of attracting retail deposits from the general public and investing these funds primarily in permanent loans secured by first mortgages on owner-occupied, one- to four-family residences and a variety of consumer loans. The Company also originates loans secured by multi-family and commercial real estate and commercial business loans. The Company offers a variety of deposit accounts having a range of interest rates and terms, which generally include savings accounts, money... (More)

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